Who else is tired of working 9-to-5, and only getting paid for 10-to-2?

Imagine earning what you deserve, without artificial limitations, restrictions, or jealousy?

Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.

Zig Ziglar, Author, Motivational Speaker

You are essentially who you create yourself to be and all that occurs in your life is the result of your own making.

Stephen Richards, Author, Think Your Way to Success

Dear Friend:

If you’re here reading this letter right now, it means someone you know thinks you’re worth investing time and effort into. They believe you have what it takes to be coachable and determined enough to work for a goal and achieve it.

I’m not trying to sell you anything here. As a matter of fact, further down the page we’ll be offering you some free information that could inspire you to a different level in your life. No, here, I’m just offering you a bit of a free education that took some people I know tens of thousands of dollars and years of their life to figure out. For you—all I need is a few minutes of your time.

Warning: If you’re not looking to break free from dependence on “the man” (or woman) for your day-to-day living, then stop reading now. I misjudged you. You can go about your life, and I’ll be happy just to have made your acquaintance.

I never wanted to work for someone else...so I didn't (at least not for long). I started as a bellman at a hotel, but I ended up living a dream, building an international business (two, actually!) and traveling the world. It took a lot of work, but the right kind of work. Creating a business that let me leverage my time and the time of thousands of other people--people who went on to build their own dreams, too!

Rocky Mountain States

Think back to your school days. I’m sure you remember math, biology, and P.E. classes. Do you remember the class where they taught you all about building wealth? About leveraging time and money to create your own cash bonuses and raises year after year, decade after decade? Yeah…I don’t remember that class either. Maybe it was taught in some other high school, but you and I didn’t get that education, did we?

No, schools don’t teach you about the real world of mortgages, auto loans, credit cards, estate planning, retirement, or other real-world issues. The only way I learned about these things was through the school of hard knocks. I spent a small fortune on my own education, but I was lucky to find something about myself that I bet is true for you, too.

By the way, how old are you? If you’re reading this, I’ll bet you’re in your 30s or 40s. You might even be in your 60s or 70s. Age doesn’t really seem to matter anymore these days, though, does it? I have a friend in his late 70s who skis the hardest slopes in Park City, Utah—and beats the 30-year-olds every time!

Regardless of where you might be today, I want you to take a walk with me into your future. Think ahead five years from now, as if you had nothing to lose and everything to gain. A complete blank slate, and all you have to do is write your wishes for them to come true.

Can you see yourself? Where are you living and with whom? How happy are you? Why are you so happy? Are you driving a slick, high-end car? Living on the coast or up in the mountains where you always wanted? What kind of vacations do you take…or are you on a permanent vacation away from it all? Do you wake up in the morning satisfied, calm, and looking forward to a new day?

Is this the kind of life you can see for yourself? Let me give you one hint right now that has been worth millions to people like me. See it. Take even just a minute every day and see it. Feel it. Breathe it.

The first step is to see it. Create it and live it in your mind.

So, from where you stand today, you see all of your dreams written on that slate. You want it so bad you could almost cry.

But, how do you get there from here in the real world?

If you could bank $100,000 a year, year-after-year, how would your life be different? What about $200,000? $300,000? A half-million dollars. Think about meeting your old friends from school, driving up in a lean, black sports car. You toss the keys to the valet. You reminisce about the old days. You pay for the entire dinner because, hey, you made more than the cost of the meal in the space of time it took to drink your pre-meal drinks.

You don’t need to flash it around, because everyone can see it. Dressed in Prada or jeans, when they see you walking down the street they can tell that you’re a different type of person.

Today, I just want to share some ideas with you. Some truths about living in the real world that some people accept and profit from—and some people accept and do nothing with. Think about this letter to you as something along the lines of a first date. If you like what I’m saying, then I have a recommendation for you a bit later down the line.

Today, I want to discuss two ideas with you:
(1) Choices and (2) Leverage

I tried all kinds of jobs. I sold cars. I sold insurance. I worked for other people and made them money...but I never got ahead. When I finally put the principles of leverage and business building to work for me...I never looked back. Now, millions of dollars later, I can promise anyone that it's never too late. It takes work. It takes dedication. But it also takes being humble and listening to those who are living the kind of life you want to live some day.

Pacific Northwest

Where you sit right now in life (financially and otherwise) has almost nothing to do with your skills and talents. Just go to Las Vegas if you want to see a town filled with talented poor people. How many former pro athletes wind up broke and miserable at the end of their careers? How many actors?

I’d argue that where life takes you has almost nothing to do with your talent. It’s the choices you make, little and big, that have brought you to where you are now, spending a few minutes with me today. Your social standing, health, finances, and intelligence are all the result of saying yes or no to a million different opportunities in your life.

Get up and study? Yes or no.
Exercise this morning? Yes or no.
Eat a sugar-laden treat? Yes or no.
Show up to work 30 minutes early? Yes or no.

Every day, you are what you have chosen to be.

Does anyone dream of one day becoming broke and lonely? Addicted to drugs or gambling? Divorced and unhappy? No, none of those are dreams, yet they happen to millions of us. It’s all an accumulation of choices.

But let me congratulate you for the best choice you have made all day…spending a few minutes here with me!

If you’re reading this right now, then I can safely assume that you are a living, thoughtful person. And for people who are alive, there are never opportunities that are “too late” to take advantage of.

It doesn’t matter if you’re in your 20s or 90s—you can make a huge pivot in your life to take you in a direction that will amaze everyone—even yourself.

Let's talk about choice and your finances.

But until a person can say deeply and honestly, "I am what I am today because of the choices I made yesterday," that person cannot say, "I choose otherwise.”

Stephen R. Covey, Author, The 7 Habits of Highly Effective People

In any moment of decision, the best thing you can do is the right thing. The worst thing you can do is nothing.

Theodore Roosevelt, 26th President of the United States of America

You see, there are only two ways to improve your finances (and I know this is obvious, but bear with me): (1) Make more money or (2) Spend less of what you make.

How do you make more money?

Well, if you’re a dentist or in sales—or any other job where your income depends on the volume and results of your labor—then you can work more hours or get paid more per hour worked (or both). Of course, there are a few restrictions here. You only have so many hours in a day, so even if you get paid an obscene amount (and I hate that term, because there’s no such thing), you’re still limited by the rotation of the earth around the sun. Only 24 hours in a day. Only 365 days in a year. There’s also the fact that the more you earn, the more the government takes, so you actually have to make some outsized gains in income to make it worth your while. We’ll talk more about that in a few minutes.

You can make more money through investments. Stocks, commodities, real estate, and so forth. Make money from the money you already have. That’s a smart move, and one way to eventually build true wealth that lasts for generations.

Let your money make you more? Smart move. But...

...where do you get the money in the first place? Another way to earn more money is to start your own business (more in on this in a second).

At one point during his life, Steve Jobs had nearly 60,000 people who worked for him around the world. Steve only had 24 hours in a day, but he effectively had 480,000 hours (60,000 people x 8 hours a day) because he was able to leverage the time of other people.

Work harder, get paid more, invest, start a business. That’s pretty much the sum and all of how to earn more money. Oh, or you can inherit money from a rich aunt you never knew you had. I wouldn't count on it.

But let me get back to that word I used when talking about Steve Jobs: Leverage.

Give me a long enough LEVER...and I shall move the world...


So, let’s talk about leverage—financial leverage. This is something that you were never taught in school, but it’s something you have to know about first if you’re going to be wealthy.

If you’re like 99% of the people out there, you were probably raised in the traditional style: Get an education to get a good job. Work for a paycheck. Get paid twice a month. Oh, by the way, do you remember the shock at seeing how so little was left over in your first paycheck (and all the rest) after taxes and other deductions?

Think about this. The government is going to take about half of your paycheck every time. If you live outside the U.S., your government might even take more. It’s not all payroll taxes. There’s federal and state income tax, social security. You have to pay property taxes if you “own” a home. Sales tax. Gas tax. The list goes on and on and on. I’m not going to argue politics and political parties; I really don’t even care. I’m just stating the facts about where your money goes today.

There's LEVERAGE, and then there's whatever it is that you're doing...

Wealth is the ability to fully experience life.

Henry David Thoreau, Author, Philosopher

Thought is the original source of all wealth, all success, all material gain, all great discoveries and inventions, and of all achievement.

Claud M. Bristol, Author

If you happen to be a doctor or a lawyer with your own practice, then you know exactly what I’m talking about. Let’s say you do a million dollars of business a year as a dentist. By the time you get done paying for insurance, rent, employee salaries, licensing fees, taxes, overhead, equipment repair, advertising, and so forth, you might only have 25% of that $1 million to take home. Sure, I wouldn’t say no to the money, but what a struggle! And how do you make more money? Work harder.

But, enough about de-leverage. Let’s talk about how you get financial leverage in your life.

If de-leverage is making less from your efforts, then you can think of “leverage” as make more than the effort you put into it. Steve Jobs was leveraged 60,000-to-1. He had 60,000 people producing value and equity for him around the world, around the clock. At the time of his death, he was worth about $7 billion (if he hadn’t sold off all of his Apple stock multiple times over the years, he’d have been worth an incredible $127 billion today according to some calculations).

They say that 70 percent of the millionaires in the U.S. got wealthy in real estate—a great source of leverage. Why? Well, in the real estate world, you can buy valuable property for only a fraction of the total cost up front. You might leverage your money by two, three, even four times if you think about the value of the property you just bought.

Along those lines, here’s what I believe is the best way to leverage your financial self: Start a business.

The best way to get leverage on your finances is to do something you've probably been dreaming about all along...

...start your own business.

I can hear you thinking. “What business? How? With what money? Doing what?”

Don't deny that you haven't thought about it. Almost everyone dreams of owning their own successful business. Nearly 500,000 new businesses are launched EVERY MONTH in the U.S. alone. Clearly we are a world of dreamers.

But what about you? What's keeping you from starting your own business?

  • No ideas
  • No money to invest
  • No experience
  • No skills
  • No courage

Sure, you have plenty of excuses...but that's all they are. If you want it bad enough, you can get it. As famed author Napoleon Hill said, "Whatever the mind can conceive and believe, it can achieve." So...start conceiving. Dream. That's the first step. What would it look like to have your own successful business? What would you be doing? How would people benefit from your product or service?

Can you imagine being like Steve Jobs, Bill Gates, Sir Richard Branson, or millions of other entrepreneurs who use LEVERAGE to make incredible changes in their lives and the lives of all they touch?

Speaking of leverage...do you have $0.99 to invest in yourself right now that could mean millions to you in future income?

I want to reveal to you a well-kept secret, but I need to know that you're the kind of person who can take serious action.

A $0.99 book I want you to read that will change everything you ever thought about creating wealth for yourself. I don’t make anything off the sale of this book. I don’t know the author personally. But it’s a true life-changer, and I know (especially if you’ve read this far) that you’re looking for a life changer.

I love this book because (1) it's a fast read and (2) it isn't afraid to tell the truth. As a matter of fact, it might make you a little mad. Inside the book, the author reveals:

  • Why financial gurus are behind the times
  • What are the must-have success practices?
  • Do you really have to quit your job...this year?
  • How to be persuasive and passionate
  • Afraid to speak in public? Well...you'll have to get over it if you want the big bucks
  • Secret negotiating tactics
  • How to see the world differently than everyone else (in a good way!)
  • A cheat sheet for starting your own business quickly
  • The biggest money scam of the past 100 years
  • Four things to do that will change your life...in 11 minutes or less

…and so much more.

All for just $0.99. And it's not even my book.

Look. You were created to do something that will live on long after you’re gone. Something that future generations of your family—and the world—are going to thank you for. Are you on that path today?

Go buy the book. The worst that happen's is you waste $0.99. The best that happens is...well, the best can be pretty amazing.

But I'm only going to reveal the title and where you can buy this book to people who take action. Are you going to take action?